Simplify lending.
Scale your portfolio.
A complete loan management system built for Philippine lending companies — from borrower onboarding to SEC-compliant approval workflows, amortization schedules, and payment tracking.
Everything you need to run a lending operation
Purpose-built tools that cover the full loan lifecycle so your team can focus on growing your portfolio.
Approval Workflows
Configure multi-step loan approval flows per company. Loans move through a structured pipeline from pending to approved with full audit trails.
Amortization Schedules
Automatically generate detailed repayment schedules on loan approval — principal, interest, and penalty breakdowns per payment cycle.
Multi-tenant Companies
Each company operates in a fully isolated tenant environment. Invite team members, assign roles, and manage loans independently per organization.
Invoice & Payment Tracking
Generate invoices for every repayment and track payments in real time. Keep a complete financial record for every borrower and loan.
Branch & Area Management
Organise your network with branches and sub-areas. Auto-generate structured codes (BR-001, AR-001) and tie every loan to a specific location.
Role-based Access Control
Fine-grained permissions powered by Spatie. Define custom roles per company and control exactly who can view, create, approve, or manage loans.
From application to repayment in four steps
A structured workflow that keeps your team aligned at every stage of the loan lifecycle.
Onboard Borrower
Capture complete borrower profiles — personal details, income, employment, and supporting documents.
Create Loan
Define loan terms using configurable loan products: amount, interest rate, term, and collection type.
Approval Workflow
Route the loan through your approval chain. Each step is tracked with timestamps and approver details.
Track & Collect
Auto-generated amortization schedules become invoices. Record payments and monitor outstanding balances.
Built for growing lending businesses
Whether you manage a single branch or a network of area offices, the platform scales with your portfolio without adding operational complexity.
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Isolated multi-company tenancy keeps each client's data fully separate and secure.
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Configurable approval workflows adapt to your internal credit policies.
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Automatic loan numbering (e.g. AR-001-2026-0001) simplifies portfolio tracking.
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Built on Filament — a polished, accessible admin UI your team will love.
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Excel import support for migrating existing borrower and loan data.
Track every loan in real time
Full demographic and income records
Per-schedule invoice tracking
Granular permission control
Built to comply with Philippine lending laws
Every feature is designed with Philippine financial regulations in mind, ensuring your lending company operates within the full bounds of the law.
Lending Company Regulation Act
Supports full SEC compliance for registered lending companies. Maintain borrower records, loan disclosures, and audit trails as required by the Securities and Exchange Commission.
Truth in Lending Act
Disclose all finance charges, annual percentage rates (APR), and total repayment amounts to borrowers before loan release — as mandated by this consumer protection law.
Data Privacy Act of 2012
Borrower personal data is collected, stored, and processed in accordance with NPC regulations. Role-based access control limits data exposure to authorised personnel only.
Financial Consumer Protection Act
Upholds fair treatment of borrowers through transparent loan terms, accessible payment records, and a clear dispute and refund process per BSP and SEC guidelines.
Consumer Act of the Philippines
Borrowers are treated as consumers with full rights to information, fair and clear contract terms, protection from abusive practices, and proper recourse for complaints.
Online Lending Platform Rules
Designed for platforms operating digitally, with controls for borrower consent, data access logging, and enforcement of prohibited collection practices.
This platform is a management tool. Lending companies remain solely responsible for their own SEC Certificate of Authority, NPC registration, and full statutory compliance with Philippine law.
Ready to modernise your lending operation?
Get started today and see how much easier loan management can be.